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IMO it would be a couple of signups. SN and Rizful, connect the LN wallet via NWC.
I'd probably add in a password manager too (which is usually the case with beginners).
I haven't used Rizful. Is it easy to buy sats?
I don't think you can buy sats on there. It's just an easy to connect LN wallet that you can use from the browser.
Ok, so we'd still need a fiat to sats step.
IMO it would be a couple of signups. SN and Rizful, connect the LN wallet via NWC.
I'd probably add in a password manager too (which is usually the case with beginners).