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Thanks I'll look into this. However I want to use the actual network as much as possible... the more we use it even Lightning the stronger it gets.

Most of the time I'm 'revenue positive' in other words I have funds left over at the end of the month... to buy Bitcoin with. Fortunately I don't need to sell Bitcoin to pay my bills. And if I do 'sell it' it's because it's because I want to spend it somewhere and make the network stronger.