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I think this is a really interesting idea. I don't currently know exactly how this would be setup, but I'll think about a solution.
I imagine though that the paid relays would be pissed that you basically take their revenue. i.e. you pay the relays once and then collect subs yourself instead of them potentially getting new users.
But if you offer a superior service (by being more user friendly, by being an aggregator), then maybe. I would guess they would start taking a higher one-time fee then, but might not be sustainable?
You've basically just described every web2 business model. It's so hard not to centralize and aggregate on the web.
Not a knock, I think it's just super hard to see around the corner at what novel business model is going to come out of Nostr.
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