There is vast inequality today in the USA.
A few at the top have real wealth, but 95% don't.

BlokchainB

"Among households ages 55–64 that reported having retirement accounts in 2022, the median balance was $185,000, according to the Fed.

That figure is higher than the balances held by younger households but lower than the typical amounts reported by people ages 65–74."

econ

"Among households ages 55–64 that reported having retirement accounts in 2022, the median balance was $185,000, according to the Fed.
 That figure is higher than the balances held by younger households but lower than the typical amounts reported by people ages 65–74."