benefits of tokenisation and digital ledger technology finance via their banks

Do they have any idea what they are talking about?  

 benefits are there to this so called "digital ledger technology" if you don't care about decentralization??  Did they not know that bank ledgers are already digital?

econ

The Digital Euro That Europe Urgently Needs (FT, Isabelle Mateos y Lago)

denlillaapan

> benefits of tokenisation and digital ledger technology finance via their banks

Do they have any idea what they are talking about?  *What* benefits are there to this so called "digital ledger technology" if you don't care about decentralization??  Did they not know that bank ledgers are already digital?