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Yes, The Millionaire Next Door was great, and influenced a lot of people, including me.

But I'm going to say The Bitcoin Standard by Saifaedan Ammous. Not really personal finance, however, it really taught me about money - good money and bad money.

And money is something (though I was maybe personal finance savy) that I just did NOT understand, at all. Didn't understand money, didn't understand inflation, didn't understand any of that.

Understanding it, and then learning more about Bitcoin, made a big difference to me.