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fine them and restitution if relevant.
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what if they no longer have the funds to make their victims whole?
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I suppose it ultimately ends in state violence (prison) if they can't pay. But things like garnishing or the obligation to make payments in the future make sense.
The goal of prison seems to be deterrent, and wrecking a scammer's financial life seems like a good deterrent.
Are there other solutions?
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People who where defrauded now have the double insult of having to pay for the incarceration.
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thieves should serve prison sentences
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What do you suggest for white collar criminals instead?