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"If the newly approved trust banks can meet agency expectations, they'll permanently join about 60 regulated institutions with such charters, which allow for fiduciary activities including custody. National trust banks — a category that includes the first chartered crypto bank, Anchorage Digital — have certain limits in their business activities, so they don't offer the same deposit and lending capabilities as the OCC's larger pool of national banks."
WTH is a trust bank?
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"Unlike a full-service national bank charter, a national trust bank license doesn't allow a company to make loans or take in deposits, and customer accounts typically don't come with FDIC insurance.
Instead, it allows a company to safeguard customer assets, act on their behalf in payments and other transactions, and settle some of those transactions."
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