reply on: How many sats should I have per "address" thinking 10 yrs out? \ stacker news ~bitcoin

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Use Lightning Network. Onchain is not meant to be used for "spending".

Use the 3 levels of stashing:

Onchain - your vault, most of your funds that you almost never move, cold wallets
Cache - medium amount, managing funds in/out, nodes, onchain etc
Spend - small amounts, in LN wallets, your spending pockets, that are always moving

THINK LIKE A BANK, NOT JUST BE A BANK

Thanks. The 3 levels model seems useful. I think I'll be tweaking the set-up for some time.

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well to play devils advocate here. the network cant differentiate a spend from any other moving of utxos.

so to say onchain isn't for spending is like saying onchain isn't for moving utxos.

sorry for splitting hairs.

Yes, is more for opening / closing LN channels.

you da man btw.

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