It's not about how anyone "treats" Bitcoin. If the goal of the game is to make money, and these are the rules, then Bitcoin outperforms every other currency until the rest are worthless. Everyone with access to the money printer is incentivized to trade away the fake money for Bitcoin until eventually people notice the legacy system is a scam.

What does the treatment matter? Whether I get paid directly in Bitcoin, or I take out a loan to buy it, or I get paid in cash by a company that took out a loan, it's all sourced from credit and ending up in BTC. Also you're glossing over the fact that it's impossible to compete in the market without access to credit. It's the government's fault for issuing currency. And these loans are precisely the mechanism by which they accomplish all the central planning schemes that you think are necessary.