This is part of why they chose Stellar as they’ve found the ability to claw back, freeze assets and online transactions, embedding compliance rules, etc. Stablecoins (tokenized cash) are a great way for them to start onboarding clients to their onchain ecosystem before expanding to other tokenized assets. Programmable money alone comes with a variety of use cases across USB’s existing clients, from “vanilla” ones like basic, cheaper payments to more complex ones like corporate clients reallocating money across international subsidiaries and streamlining treasury management. Stellar Development Foundation President José Fernández da Ponte brings up the fact that since transactions are essentially free to execute thanks to the blockchain, more frequent and customized payments are possible at scale such as usage-based payments, for example.