They partnered with Striga, actually, most companies use Striga’s APIs (IBAN for individual users, on-ramp/off-ramp, virtual/physical debit cards, etc.) behind the scenes — like Bitwala, Bringin, Wave Space, and I think even Bitrefill uses it for cards. So they all have almost the same functionality but differ in how they provide the UX to their users. I’d say they are competitors at a top level, but at the underlying level, I think Striga is winning the bigger game. Striga even handles compliance and regulatory stuff for all these companies. Btw Lightspark recently acquired Striga.