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Do the premium cards charge bigger fees?
If they do, it's likely because the retailers know that the users of those cards are bigger buyers.
Not obvious they'll be so quick to pull the plug on those customers' cards
I recall reading that some companies which offer elite cards actually don't charge but they have minimum usage / balance criteria. The same companies' lower-tier cards without strong rewards programs help bankroll the elite cards. I don't recall the company name(s) though.
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