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shove surplus into gold/bitcoin/stocks

That's just one version of the subsequent exchange that I'm talking about though. If the value were falling so quickly that you couldn't get a sufficient amount of gold/bitcoin/stocks, then people would stop using the currency as a MoE.

Yes-ish... Historical record doesn't bear that out. We keep using money weeeeelll into hyperinflation. It certainly fulfils this role in the Western world, covid inflation aside

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I can't argue that people don't give up on their failing fiat as quickly as one might expect

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No, they continue to trade it but faster and faster — hot potato style. Velocity up, etc, cuz on the margin it's more costly for you to hold cash

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