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Nope. Rizful yes is easy, but is custodial and do not offer a way to create sub-accounts.
OP wants to have like a LN bank, not just a node, offering some wallets to its users, but somebody knowledgeable to be in control.
Rizful is good for something else:
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Question right there, is Rizful an alternative for those kind of projects? Also seems very easy to run