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I don't not get your point, but remembering a piece of information is more like a password than it is like running an email server.
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I would argue it's more like running an email server.
No other password requires maintenance because he can be forgotten and reset.
Even running an email server is easier than self-custody. Because you can reboot it.
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No. You don't need to preserve a password with the same level of thought.
You can:
Wildly different barriers to adoption.