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I do use lightning for small transactions (my email provider for example).
Typically I convert btc to fiat 3-4 times a year in a decent sized chunk to take care of expenses. I don't think lightning can still handle transactions that large, but maybe things have changed. I remember trying a $800 transaction a couple years ago and it just kept failing so I assumed a several thousand dollar lightning transaction would still fail today.
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My understanding as well. Thank you.
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Meant for and what reality is are two different things. The vast majority of my savings are in bitcoin. But I have fiat bills to pay for my family. Reality wins in that situation, I have to be able to sell little chunks of my stack to have a roof over our heads and food in bellies.
Therefore coinjoining isn't practical if it gets me kicked off the fiat rails.