Alex Gladstein wrote this for the Johns Hopkins Journal Of Democracy.
According to the Human Rights Foundation, 5.7 billion people live in authoritarian regimes, meaning that the overwhelming majority of democracy activists are living in places where their payments, fundraising, and savings are completely broken.
This is a very comprehensive article. Those familiar with the work of the HRF will already know about many of the examples Gladstein cites.
This paper is directed to a more normie audience, and I think it's very persuasive.