I need to ask: leaving aside the highly unlikely chance that you will have a fed as a counterparty in a regular P2P trade, how would that be a problem? As far as my knowledge goes, there is no law in the US preventing two poor souls from exchanging BTC and $ freely, is there?
I understand the IRS will be after you if you don't pay your taxes on it, but isn't the P2P trade itself a completely innocent event in legal terms?
i'm no legal expert but would avoid even the remote possibility of being deemed an illegal money transmitter https://dilendorf.com/resources/is-defi-legal-in-the-us.html
law enforcement loves to make examples of little fish
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