I have a Fold+ Account and honestly find it the easiest and really best way for me to stack sats. I dont hit the levels that some people do because I dont make enough to have $5k+ sitting on my Fold Debit Card but the sats back on stuff like Starbucks, Disney, CVS are great. If you use it to buy gift cards just make sure that it isnt US only locations! Thats what the Amazon ones are!

Considering the huge disconnect between the current financial system and BTC Fold serves a huge and critical gap to help bridge it and let people experience earning sats back.