These guides are super heavy. Unless you have tons of time and resources. Your average person isn’t going to do this. Something like this are for tech heads but others could care less.

Most people don’t care about learning and just want to protect their money (Think about the masses who blindly save via 401(k) and don’t do the research to figure out what they are invested in) plus have forward privacy tools been put to the test? Also don’t forget this occurs extra cost! Why my stance is still the same privacy is for those who have resources.