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I understand you could always pay a higher fee, but for a layman it would be an issue, just as customers couldn't reach their bank accounts. But I guess as adoption increases, so will fees eventually - fees at 1 s/byte will probably not be viable in the long run.
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That's not really a problem and not really an attack. You can always pay higher transaction fee if you want your transaction to be confirmed fast. If you are not ready to pay that, probably your transaction is not so important after all.