This is a very good article by Caitlin Long, which is to be expected. She is very good at foreseeing the role of banking in a bitcoin economy. I like the analogy of criticisms of bitcoin to the early criticism of VOIP because they couldn't scale. Comparing the development of broadband to the lightning network is apt.

Where I disagree with the article is the inclusion of eth as future money of the internet. It's not simply because I'm a bitcoin maxi who hates shitcoins (though that's true!) The author lumps bitcoin and eth together without pointing out the fundamental differences. For starters, bitcoin is proof of work, and eth is not. Proof of stake ensures that the legacy banking system will continue, with those with the most, closest to the spigot, like Vitalik, controlling things. Centralized power is perhaps the biggest problem with the current banking system, and bitcoin is the only path to fair, decentralized money.