So few people understand how bad of a moral hazard the practice of usury is for the individual and society simultaneously. I don't even know where to start you. "How the economic machine works" by Ray Dalio? Maybe we'd rather jump straight into "Human Action" by Ludwig Von Mises.

Here's an entertaining video instead of an academic one instead: https://www.bitchute.com/video/4RP1nXDE1UCP/