I wonder if cash can be withdrawn from paywithmoon.com cards. There is currently no fee for creating them. I want to get a credit card encoder, encode a hotel card or similar with data from a paywithmoon card, and then try to withdraw cash from it. I think I could do that by going to walmart, getting a money order (costs 85 cents), paying for it with the re-encoded card, and then cashing the money order at the same walmart later. If it works it might save you 4-9% on fees.