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I do not understand this. ELI5 please? Is RBF stuff an issue?
RBF is not a issue, is the natural policy for the mempool and as bitcoin always was intend to work. But full-RBF decreases the barrier for double spending 0-conf tx. This protocol allows for the two parties in a transction interact creating a nuclear transaction that uses 2x the price of the good being purchased as fees. This transaction is supposed not to be used, only if someone tries to double spend the first transaction. So this nuclear transaction is a threat of mutual assured destruction which avoids the two parties cheating at each other.