Checklist for a Bitcoin Estate & Retirement Plan:

Compile an inventory of all Bitcoin holdings and their storage methods.

Choose secure storage – hardware wallets, multi‑signature setups and password managers – and keep seed phrases offline.

Draft or update legal documents (will, trust, powers of attorney) to include Bitcoin and appoint a digital executor.

Create a separate memorandum detailing how to access wallets; never put private keys in a will.

Consider trusts to avoid probate and minimize estate taxes; select trustees with technical competence.

Review state and international laws governing digital assets and estate taxation.

Explore retirement options such as SDIRAs or 401(k) Bitcoin accounts, understanding fees and regulatory risks.

Educate heirs about Bitcoin and update plans regularly as technology and laws evolve.