I think a reasonable stepping stone is to use cashapp as your debit / banking. The company is publically pro-bitcoin and it gives you tools to stack with your fiat purchases (such as rounding up a purchase to the nearest dollar and buying btc with the change). Cashapp also gives access to both withdrawing at ATMs and depositing cash into your account (I can do so in my local area at any 7/11 in the area). You can also receive your fiat job direct deposits into cashapp. basically means you can cut out a traditional bank completely. Of course it is not full bitcoin privacy, not even close but an important thing to remember: Don't let perfect be the enemy of better.