On the first point, I would say if bitcoin didn’t exist, and you were just trying to save fiat as part of financial planning, you would still spend money on fun, gifts, services (music subscription, newspapers, take your pick), tips, etc. with the goal of maximizing savings but spending along the way. It seems like when it comes to bitcoin, though, people have a much tougher time parting with it.

If bitcoin really is supposed to be a superior currency, if most of your assets are in bitcoin / you’re not really liquid in a fiat; you should be spending it.