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As long as you have a plan to pay off your debt it’s a viable but expensive option.
But I think the expense is going to a bitcoin native company. I rather pay strike the 12.5% then a credit card company that may charge me 20-25%.
Another reason I consider this product.
For some reason citi bank hasn’t charged my credit card balance interest for 4 months now. I don’t know why they been deferring the interest but just incase they tried to slap me with a massive interest payment for not paying the balance in full these last few months I needed liquidity to pay it off at moments notice and not pay them an arm and a leg