This is true, although the guy is too scared to do anything other than paper trading and doesn't own any stocks of any kind, literally just cash in the bank.

the funny part is, though, he does understand that this is not good, and he's also expressed worry about leaving coins on an exchange, even tho he doesnt have any lol

i think when a person is so terrified of any kind of investment, even gold, their journey is going to be a long one and maybe fear wins