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An is nothing wrong with that. Are you keeping all your savings into a small HC? Also those HC are for starters, you can always run your own hosted channel server with your node.
People should use the damn three levels stash and learn how to take advantages of using non-KYC custodial services.
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Sure, I know. Hosted channels are a bonus for a quick start with no funds.
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Not sure if you realize this but hosted channels are custodial