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The fees would be the same since it’s going to be moved anyway, so it’s best to send it to a cold wallet from the start. From what I understood, he doesn’t want a 20k UTXO — but to me, it’s much better to keep even a UTXO of that size on-chain.
I'm going to think about that, thanks for the advice, I'm open to criticism and changing my thoughts without any problems.
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