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What do you think about self custody adoption? Why don't more people/businesses hold their own keys?
Because they feel safe. They feel no need. Today many exchanges are regulated like banks. So people trust them. They get lazy or trust a bank more then themself. Some people find it too complicated. Many have to learn by losing everything or waiting years to be compensated after a hack. If you ask people on the street if they want to protect themself or being protected. Many want to be taken care of. They want to give up some freedom an independence for safety. Or at least for believing in being safe.
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Yes the lazy buy the etf and “think” they hold btc; while actually holding btc requires more than wanting to “play the market”. Sleepy lazy sheeple