Look if you want to settle in the future, don't want worries, and don't want to reach the situation where BOTH of them are, you should pick a track to follow early in life. If you have an idea of what you are doing, you can specifically target that job with the necessary skills and not wander around gathering as much unnecessary knowledge. More importantly, remember to keep a clear head in difficult times because there are two main human sins from shich all the athers derive: Impatience and Indolence.

If you neglect skills now, you'll eventually have to "pay" for them late in life