Rebalancing was becoming an issue as well as keeping up to date. I probably could have better protected who would be allowed to create channels because I would regularly have my liquidity drained.

Gandi.net accepts Bitcoin through BitPay

I find it interesting that you mention a group of 3, it's curious that Adam Back's handle is adam3us and if we break that apart it's adam 3 (three) us (objective case of we to refer to himself and other people).

That's not entirely true about the 2FA, they do support FIDO-2 usb keys like Yubikey. Although, I'm not sure if they also require SMS to be active as a backup which would make the security key less effective.

Ben with the BTC Sessions

There's a risk the service goes down or is hacked just like with lncash