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This bug only affects you if you try to migrate a legacy wallet (a non-descriptor wallet) to Bitcoin Core 30.0 or 30.1. I feel like it's been a whole since a bug was found in Bitcoin Core's wallet.

NOTICE: Wallet Migration bug present in Bitcoin Core wallet 30.0 & 30.1.

Under rare circumstances, migrating a legacy (BDB) wallet can delete all wallet files on the same node. If those wallets aren’t backed up, this can result in a loss of funds.

A fix will become available in Bitcoin Core 30.2. Until that is released, do not migrate legacy wallets using 30.0 or 30.1.

Only the legacy wallet migration process is affected. All other uses are unaffected. You can continue using Bitcoin Core normally, including existing wallets and running a node without wallets.